UDDIN, S.; YAKOB, R.; BANGAAN ABDULLAH, M. H. S. Identifying the Key Quality of Takaful Agents Influence on Takaful Penetration: The Nominal Group technique approach. Environment-Behaviour Proceedings Journal, [S. l.], v. 9, n. SI20, p. 13–18, 2024. DOI: 10.21834/e-bpj.v9iSI20.6086. Disponível em: https://ebpj.e-iph.co.uk/index.php/EBProceedings/article/view/6086. Acesso em: 22 sep. 2025.