MOHAMMAD NAZIM, N. I. I.; MOHAMED SHUHIDAN, S.; HASHIM, H.; RAHMAN, M. S. Digital Literacy Skills and Digital Financial Inclusion toward Socio-Economic Development : A proposed framework. Environment-Behaviour Proceedings Journal, [S. l.], v. 10, n. SI27, p. 131–137, 2025. DOI: 10.21834/e-bpj.v10iSI27.6829. Disponível em: https://ebpj.e-iph.co.uk/index.php/EBProceedings/article/view/6829. Acesso em: 21 sep. 2025.