Mobile Banking Adoption among Asnaf for Efficiency in Zakat Management: Extended UTAUT2

Muhamad Hasif Yahaya; Khaliq Ahmad; Nurul'Ain Mohd; Mohd Izzat Amsyar Mohd Arif

doi:10.21834/ebpj.v7iSI7.3768

Authors

Muhamad Hasif Yahaya Academy of Contemporary Islamic Studies, Universiti Teknologi MARA, Shah Alam 40450, Malaysia
Khaliq Ahmad College of Business and Economics, Qassim University, Buraydah 52571, Saudi Arabia
Nurul'Ain Mohd Academy of Contemporary Islamic Studies, Universiti Teknologi MARA, Shah Alam 40450, Malaysia
Mohd Izzat Amsyar Mohd Arif Academy of Contemporary Islamic Studies, Universiti Teknologi MARA, Shah Alam 40450, Malaysia

DOI:

https://doi.org/10.21834/ebpj.v7iSI7.3768

Keywords:

Fintech, Mobile Banking, Zakat, UTAUT

Abstract

The usage of financial technology has developed considerably in recent years. Its worldwide use in the financial sector is notable. Such as social finance, which includes zakat institutions. As a result, this research examines factors that could influence asnaf in Selangor, Malaysia, uses mobile banking for efficient zakat distribution. The Unified Theory of Acceptance and Usage of Technology (UTAUT) was employed and extended with additional components. The primary analysis used the SEM approach for the principal analysis. It was found that religiosity, intention, facilitating conditions, and habit influence the use of mobile banking for zakat distribution.

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